Terms and Conditions

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Kairos Mortgage Services Website Terms of Use

Kairos Mortgage Services, LLC (“Kairos Mortgage Services”) operates the website at www.kairosmortgage.com. We respect the privacy of each user of the website.

BY REGISTERING FOR OR USING THE WEBSITE, YOU SIGNIFY YOUR ACCEPTANCE OF THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU CANNOT USE THE SITE.

Location of Servers and Transfer of Information to the United States

The website is hosted by servers in the United States. If you are located outside of the United   States, your Personal Information will be transferred to the United States. By submitting your Personal Information, you consent to its transfer to the   United States and to its storage, processing, and use there in accordance   with these Terms of Use.

Scope of the Terms of Use

These Terms of Use apply to your use of this website only. We do not own, operate, or control   the websites of third parties, including sales associates, outside referral   agents, or their brokers. Accordingly, these Terms of Use do not apply to   such parties’ websites or their respective collection, use, storage, and   disclosure of your Personal Information.

Security

Our hosting services   maintain their systems in accordance with reasonable industry standards to   reasonably secure the information of its customers. However, no data transmission over the Internet can be guaranteed to be 100% secure. “Perfect   security” does not exist on the Internet, and you use the website at your own   sole risk.